Frugal Finance

Tom Fisher Tom Fisher

0 Course Enrolled • 0 Course Completed

Biography

最新8020題庫的PDF版是廣大考生必選對象-是通過8020考試的保障

BONUS!!! 免費下載NewDumps 8020考試題庫的完整版：https://drive.google.com/open?id=1LgQcqZs1Ea1as-7ZwJoyZWSRrwe8HsMs

我們NewDumps配置提供給你最優質的PRMIA的8020考試考古題及答案，將你一步一步帶向成功，我們NewDumps PRMIA的8020考試認證資料絕對提供給你一個真實的考前準備，我們針對性很強，就如同為你量身定做一般，你一定會成為一個有實力的IT專家，我們NewDumps PRMIA的8020考試認證資料將是最適合你也是你最需要的培訓資料，趕緊註冊我們NewDumps網站，相信你會有意外的收穫。

PRMIA 8020 考試大綱：

主題
簡介

主題 1

Insurance Mitigation: This section of the exam measures the skills of Insurance Risk Managers and covers strategies for transferring risk through insurance and other financial instruments. It focuses on risk transfer mechanisms, policy structuring, and claims management. A key skill measured is assessing risk transfer options through insurance.

主題 2

Case Studies: This section of the exam measures the skills of Business Risk Consultants and covers real-world applications of risk management concepts. It examines case studies on risk governance, assessment, and mitigation strategies across different industries. A key skill measured is analyzing historical risk events for strategic insights.

主題 3

Risk Modeling: This section of the exam measures the skills of Quantitative Risk Analysts and covers mathematical and statistical techniques used to predict risk scenarios. It explores model development, validation, and application in financial and operational risk management. A key skill measured is applying statistical models for risk prediction.

主題 4

Risk Information: This section of the exam measures the skills of Risk Managers and covers the collection, analysis, and communication of risk-related data. It highlights the role of data-driven decision-making in mitigating uncertainties and ensuring compliance. A key skill measured is interpreting risk data for informed decision-making.

主題 5

Introduction: This section of the exam measures the skills of Risk Analysts and covers fundamental concepts of risk governance, management, and assessment. It introduces key principles, regulatory frameworks, and industry best practices for identifying and addressing risks. A key skill measured is understanding the foundational principles of risk management.

主題 6

Risk Assessment: This section of the exam measures the skills of Financial Risk Analysts and covers methodologies for evaluating risks in different domains, including qualitative and quantitative approaches. It focuses on assessing vulnerabilities, threats, and potential impacts on business operations. A key skill measured is conducting risk impact analysis for financial threats.

主題 7

Risk Governance: This section of the exam measures the skills of Compliance Officers and covers the policies, structures, and processes that define how organizations oversee risk. It explores regulatory compliance, ethical considerations, and corporate governance frameworks to ensure accountability. A key skill measured is applying governance frameworks to organizational risk policies.

>> 8020權威考題 <<

最新版的8020權威考題，PRMIA PRM Certification認證8020考試題庫提供免費下載

在如今競爭激烈的IT行業中，通過了PRMIA 8020 認證考試是有很多好處的。因為有了PRMIA 8020 認證證書就可以提高收入。拿到了PRMIA 8020 認證證書的人往往要比沒有證書的同行工資高很多。可是PRMIA 8020 認證考試不是很容易通過的，所以NewDumps是一個可以幫助你增長收入的網站.

最新的 PRM Certification 8020 免費考試真題 (Q43-Q48):

問題 #43
For the FTX case study, what was the "backdoor" used for?

A. It allowed currency traders to smooth profits and conceal losses for over two years.
B. It allowed a rapid pace of acquisitions but poor integration of acquired companies.
C. It allowed a stable coin to be removed from the ledger and added to the balance sheet.
D. It allowed trading firm Alameda to borrow S65 billion of clients' money from the exchange without their permission.

答案：D

解題說明：
The FTX collapse involved fraudulent fund mismanagement, where FTX executives created a "backdoor" to allow Alameda Research (FTX's sister trading firm) to borrow client funds without their consent.
Step 1: The "Backdoor" in FTX
The backdoor was a hidden code in FTX's system, allegedly created by Sam Bankman-Fried, which allowed Alameda to access customer deposits without triggering alerts to auditors or compliance teams.
Alameda used these funds for risky trading strategies and investments, leading to the eventual collapse of FTX when a liquidity crunch exposed the missing funds.
Step 2: Why the Other Options Are Incorrect
Option A ("allowed a stablecoin to be removed from the ledger and added to the balance sheet") Incorrect because FTX's fraud involved misuse of customer funds, not just a stablecoin misclassification.
Option C ("allowed currency traders to smooth profits and conceal losses for over two years") Incorrect because this sounds more like LIBOR-rigging scandals, whereas FTX misappropriated client funds.
Option D ("allowed a rapid pace of acquisitions but poor integration of acquired companies") Incorrect because FTX's collapse was due to financial fraud, not poor acquisition strategy.
PRMIA Risk Reference Used:
PRMIA Financial Crime Risk Management - Discusses insider risk and fraudulent misappropriation of funds.
FTX Collapse Reports - SEC, CFTC, and DOJ filings confirm that Alameda had unauthorized access to client funds.
Final Conclusion:
FTX's backdoor enabled Alameda to take $65 billion in client funds without permission, making Option B the correct answer.

問題 #44
In operational resilience, material customer detriment or significant harm to the customer is which of the following?

A. This is the ability of a financial system to continue to function, even in the face of significant disruption or financial shocks.
B. This is when disruption to a service results in not just an inconvenience to a customer, but a material cost or hardship.
C. This is when disruption to a service results in an inconvenience to a customer and damage to the firm's reputation.
D. This has a low threshold and refers to any inconvenience to a customer that results in a complaint.

答案：B

解題說明：
Step 1: Definition of Material Customer Detriment
Material customer detriment refers to service disruptions that cause financial loss, inability to access essential services, or significant hardship.
PRMIA and UK FCA Operational Resilience Standards define "significant harm" as going beyond inconvenience to include monetary or operational distress.
Step 2: Why Option D is Correct
Significant harm occurs when customers face tangible financial or service losses, not just reputational inconvenience.
Regulatory frameworks (e.g., Basel, FCA, PRMIA) require banks to protect customers from material disruptions.
Step 3: Why the Other Options Are Incorrect
Option A ("Low threshold, any complaint") → Incorrect because not all complaints indicate material detriment.
Option B ("Inconvenience and reputational damage") → Incorrect because true material harm is more than just inconvenience.
Option C ("Financial system resilience") → Incorrect because this describes systemic financial stability, not customer impact.
PRMIA Risk Reference Used:
PRMIA Operational Resilience Framework - Defines material customer detriment.
UK FCA Operational Resilience Guidelines - Requires firms to minimize severe harm to customers.
Final Conclusion:
Material customer detriment involves actual financial hardship, not just inconvenience, making Option D the correct answer.

問題 #45
What are the objectives of conducting an internal loss investigation?

A. This is determined on a case by case basis by the HR team.
B. Increase understanding of root causes, focus attention on remediation, and ascertain responsibility for the loss event.
C. Increase understanding of root causes, focus attention on remediation, and improve the quality of scenario analysis and risk assessments.
D. Increase understanding of root causes, focus attention on who caused the issue, and improve the quality of scenario analysis and risk assessments.

答案：C

解題說明：
tep 1: Purpose of Internal Loss Investigations
Internal loss investigations analyze past loss events to identify root causes, improve controls, and enhance risk assessments.
Step 2: Why Option A Is Correct
Root Cause Analysis: Identifying why the loss occurred.
Focus on Remediation: Implementing corrective measures to prevent recurrence.
Scenario Analysis Improvement: Using lessons learned to enhance risk scenario modeling.
Step 3: Why the Other Options Are Incorrect
Option B ("Focus on who caused the issue") → Incorrect because loss investigations are about systemic issues, not assigning blame.
Option C ("Ascertain responsibility for the loss event") → Incorrect because the focus is on process improvements, not individual accountability.
Option D ("Determined by HR on a case-by-case basis") → Incorrect because HR does not dictate risk investigations-risk and compliance functions do.
PRMIA Risk Reference Used:
PRMIA Operational Risk Framework - Emphasizes loss investigations for systemic risk management.
Basel III Risk Governance Standards - Defines loss event analysis as a key risk management tool.

問題 #46
The The Task Force on Climate-related Financial Disclosures (TCFD) was founded by which body?

A. The Financial Stability Board (FSB).
B. The United Nations (UN).
C. The World Bank (WB).
D. The European Commission (EC).

答案：A

解題說明：
Step 1: What is the TCFD?
The Task Force on Climate-related Financial Disclosures (TCFD) was established to develop climate-related financial risk disclosure recommendations to help investors, lenders, and regulators make informed decisions.
Step 2: Who Founded the TCFD?
The Financial Stability Board (FSB), an international organization that monitors and makes recommendations about the global financial system, founded the TCFD in 2015.
The FSB recognized climate risk as a financial stability issue and launched the TCFD to standardize reporting.
Step 3: Why the Other Options Are Incorrect
Option A ("World Bank") → Incorrect because the World Bank supports climate initiatives but did not create the TCFD.
Option B ("United Nations") → Incorrect because the UN has climate programs like the UNFCCC, but not the TCFD.
Option D ("European Commission") → Incorrect because the EC develops its own sustainability regulations (e.g., SFDR, CSRD), separate from the TCFD.
PRMIA Risk Reference Used:
PRMIA Climate Risk Guidelines - Cites FSB's role in founding the TCFD.
FSB Official Reports (2015) - Confirms that the FSB established the TCFD.
Final Conclusion:
The FSB founded the TCFD in 2015, making Option C the correct answer.

問題 #47
Which of the following principles is critical when creating the optimum policy range and content'?

A. New policies should be accompanied by Citable training for the target audience and added to the content of new employee training.
B. Hard copies of a new policy should be placed in a central library of governance documents at the CRO's home.
C. Policy owners must ensure that policies are read by the regulator and then the shareholders.
D. Policies should be divided into a large number of short topics to enhance accessibility.

答案：A

解題說明：
Best Practices for Policy Development
Policies should be clearly written, well-structured, and accompanied by training to ensure employees understand their responsibilities.
PRMIA governance principles emphasize the need for training to enhance compliance and operational effectiveness.
Why Answer D is Correct
Training ensures policy adoption and understanding across the organization.
Integrating policies into new employee training helps embed governance and compliance culture.
Why Other Answers Are Incorrect
Option
Explanation:
A . Policies should be divided into a large number of short topics to enhance accessibility.
Incorrect - While policies should be structured for readability, excessive fragmentation can lead to confusion and inefficiency.
B . Policy owners must ensure that policies are read by the regulator and then the shareholders.
Incorrect - Policies are internal governance tools, not primarily for regulators or shareholders.
C . Hard copies of a new policy should be placed in a central library of governance documents at the CRO's home.
Incorrect - Policies should be centrally available within the organization, not at a personal location.
PRMIA Reference for Verification
PRMIA Governance Best Practices
ISO 31000 Risk Management Standards

問題 #48
......

除了PRMIA 的8020考試，最近最有人氣的還有Cisco，IBM，HP等的各類考試。但是如果你想取得8020的認證資格，NewDumps的8020考古題可以實現你的願望。不要因為對考試沒有信心就放棄考試，因為你完全可以通過NewDumps的考試資料來達成自己的目標。取得了8020的認證資格以後，你還可以參加其他的IT認證考試。只要有NewDumps的考古題在手，什么考试都不是问题。

最新8020題庫資源: https://www.newdumpspdf.com/8020-exam-new-dumps.html

從Google Drive中免費下載最新的NewDumps 8020 PDF版考試題庫：https://drive.google.com/open?id=1LgQcqZs1Ea1as-7ZwJoyZWSRrwe8HsMs

Tom Fisher Tom Fisher

Biography

Company

Support